Disclaimer

Lender Disclosure: Hugo Payday Loans is a direct lender. All loans are originated and funded directly by Hugo Payday Loans.

Loan Terms: The Annual Percentage Rate (APR) ranges from 5% to 36%. Repayment terms range from 2 months to 36 months, depending on the product and the borrower’s state of residence. Not all applicants will qualify for a loan or for the maximum loan amount. The APR, finance charge, and repayment schedule are disclosed in the loan agreement.

Customer Notice: Loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

Approval and Funding: Approval is contingent upon meeting legal, regulatory, and underwriting requirements, including verification of identity, income, and an active checking account open for at least 30 days. Loans approved and originated by 8:00 pm ET on a business day are typically funded no later than the following business day. All times are Eastern Time. Funding may be extended up to two business days where additional verification is required.

Credit Verification: Hugo Payday Loans may obtain consumer reports from consumer reporting agencies, including Clarity Services, Inc., FactorTrust, Inc., and LexisNexis Risk Solutions. Such inquiries will not affect the applicant’s FICO Score, but may affect the applicant’s overall credit profile with the applicable agency.

USA PATRIOT Act Notice: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires Hugo Payday Loans to obtain, verify, and record information that identifies each person who opens an account. When an applicant opens an account, Hugo Payday Loans will request the applicant’s name, address, date of birth, and government-issued identification number, and may require a copy of the applicant’s driver’s license or other identifying documents.

Equal Credit Opportunity Notice: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.

Military Lending: Active duty members of the Military, and their spouses and dependents, are ineligible to apply.

State Availability: Loans are not available in all states. Product availability, rates, and terms vary based on applicant eligibility and applicable state and federal law.

California Consumer Privacy Notice: California residents have certain rights under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA).

Address: Hugo Payday Loans, LLC

11137 W Locust St, Kansas City, MO 64131

Email: kansas.city.mo@hugo-loans.com

Phone: (816) 551-3305